About insurance policy in Ukraine

29 July 2019

If you are planning a trip to Ukraine, you should think about the design of health insurance, which provides many privileges for tourists traveling here.

In addition, it is worth noting that the insurance for Tourist Ukrainian visa is a mandatory requirement for staying in the country. Foreign guests are advised to arrange it properly in order to ensure the safety of health and life. This will allow to fully enjoy the local beauty and color, not worrying about the risks of being in an emergency.

Is it worth it to arrange medical insurance for Ukrainian visa

If we talk about the feasibility of processing this document, it is important to note that getting free help in a medical institution is an extremely complicated procedure. First aid may be provided until the life of the victim or his associates ceases to threaten anything.

Thus, if you want to ensure a carefree, relaxed journey for yourself and your loved ones (if you go on a trip is not one), you should arrange the necessary package of documents for all who come to Ukraine with a tourist visit.

Insurance Terms

During the stay of a tourist here, a medical insurance policy for a visa to Ukraine is obliged to cover the expenses of a tourist. The minimum limit of the policy is 30 thousand euros. Considering that foreigners often come here to the ski resort in the Carpathians, for them there is a higher limit, sometimes reaching 100 thousand euros. This is because the risks of damage and injury increase. Accordingly, the insurance should cover the costs of treatment and rehabilitation of the tourist (if necessary).

When ordering a policy, pre-evaluate the features of the area to determine what risks you can expect, which will help shape the cost of the insurance package (economy or standard):

  • Going to the Carpathian Mountains, it is necessary to insure against accidents.
  • Features of the climate zone of the region that you are going to visit.
  • Local traditions and cuisine. As you know, in every corner of the globe culinary dishes and the method of their preparation differ significantly. That is why there is a risk of individual intolerance to local food, that is, poisoning.
  • The crime rate in the country. Despite the fact that Ukraine is one of the largest countries in Europe, it is worth noting that foreign tourists often fall into the “network” of local ill-wishers

What cases fall and don’t fall under insurance

The basic list of risks covered by a health insurance policy are:

  • Delivery to a medical facility
  • Outpatient or inpatient treatment of the victim
  • Payment of expenses for transportation of a tourist home for medical reasons
  • Coverage of financial costs for the purchase of medicines
  • Repatriation of the body in the event of the death of a tourist.

Travel insurance for Ukrainian visa will not cover the treatment of the following ailments:

  • Injury and other diseases that occurred prior to registration.
  • Depression, panic attacks and other psychological disorders. In addition, injuries resulting from an attack with the aforementioned ailments (for example, epilepsy).
  • Venereal diseases.
  • Routine hospitalization is not paid in the case of chronic disease of the patient.
  • General health procedures for the rehabilitation of the patient.

One way or another, your safety is in your hands. Therefore, to decide how to insure your life and health, you take on your own. However, as practice shows, the presence of insurance helps to avoid a lot of difficulties and to cover the risks that can cause irreparable harm to your health and life during the trip.

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